One Day In July is growing. Are you interested in joining us?

Financial Advisor
Financial Advisor Training Program


We are disrupting the advice sector of the financial business. Long a sleepy, high-margin area for financial firms, One Day In July focuses on lowering fees for clients while striving to optimize results via portfolios of index funds. We operate a business model that we believe is wonderful for our clients and difficult for our competitors. We help clients from startup investors to those with high net worth, from individuals to non-profits to businesses. Our rapid growth has attracted attention to financial indexing in Vermont and New England. We intend to publicize our service more widely and become a national firm.


We are looking for people who have intense focus and the organization to accomplish specific tasks each day. Beyond the mandatory regulatory compliance, we strive to create an environment that allows for individual autonomy. We believe accomplishment and merit drive reward. You should feel comfortable taking the lead on projects and pushing forward.

In general, if you would describe yourself as a perfectionist with intense grit, we want to talk to you.

You do not need a background in financial services. We encourage applicants from other fields. Financial Advisors are required to hold a Series 65 securities license or equivalent. We have a training program for promising individuals who do not hold this license but would like to enter the financial industry.


One Day In July has the advantageous position of not needing or having external investors. Yet we possess agility and growth large firms often lack. Our advisors can focus on clients while enjoying disruptive excitement typical of Silicon Valley firms.

Our choice of industry, our choice of geographic location, and our efficient business model give advisors a professional-level career track while enjoying the benefits of living in Vermont or, in some cases, their hometown.

We do not skimp on resources for our advisors. All advisors get a top-of-the-line 27" iMac computer with fast processors and retina screens.

For all applicants, we will keep your application private, with exceptions discussed with you.

One Day In July LLC will consider qualified applicants without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Women are underrepresented in the financial industry. If you are a woman, we recommend you consider us. There are many other women who would like to work with you as clients.

How We Are Different
Low-fee index funds. Transparent & fiduciary financial advisors.
Local Financial Advisor
We are in your community. We are local.
Investment Management
We tailor to each client. Index funds at the core.
Index Funds
Broad market exposure, low expense.
Dan's Corner
Meaningful musings from our founder.
Your best interests are our priority.
Low Fees
Our fees are among the lowest in the nation.
Financial Planner
Financial advisor optimizes your financial picture.
U.S. Treasury Bonds
Use Treasury Bonds to reduce risk.
Book Recommendations
Here are some of our favorites.
What is inflation, and what causes inflation.
When Should I Invest?
Life transitions = important financial decisions.
Retirement: 401k and More
Retiring? Plan the future you want.
IRA Rollovers
401k Rollovers. IRA Rollovers
Active vs. Passive Investing
We believe there is a winner in this debate.
The Investment Process
How we work: low-cost index funds, personalized attention.
Simplicity is the ultimate sophistication.
Investing: What to Focus On
Low-fee index funds. fee-only advisor.
Switching Financial Advisors
Can be uncomfortable, but an important step.
Advisor Recruiting
We attract top-tier talent. Not your usual firm.
Basic Investing
Let's start with Investing 101.
Understanding Your Financial Statement
Let's break it down to basics.
Taxes on Investments
What causes taxes within your investments?
Behavioral Economics
The less emotion, the better.
Timing the Market in 2020
2020 - a case study in the futility of market timing.
How Financial Firms Bill
Fee-based vs. fee-only, and lots more.
Who Supports Indexing?
Bogle, Swensen, Buffett, and others.
One click to see our fees.
Mutual Funds vs ETFs
Clarifying the difference.
Does Stock Picking Work?
The research says no.
Countering Arguments Against Index Funds
What happens in a down market?
Lots of fees, little clarity.
How Do Mutual Funds Work?
Invest in the basket.
How to Relieve Financial Stress
New client? anxiety is normal.
Financial Terms Glossary
Common investment terms you should know.
Firm Comparison
One Day In July vs the competition.
Retirement Investing
Retiring? Let us help.
Accounts We Manage
We manage a wide range of investment account types.
Pay Yourself First
Saving and Investing for the future.
Investing an Inheritance
Prioritizing and planning for the future.
Frequently Asked Questions
Good questions, real answers.
Women and Investing
Your voice needs to be heard. We are listening.
For the Business Owner
Choosing what's best for your business.
Environmental Investing
Carbon intensity, fossil fuels.




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Dedicated Advisor


Advisors: Join Us


Articles on Investing

About the Secure Act

Quarterly Booklets


Vermont Investment Management

Vermont Retirement Planning

Vermont Wealth Management

Vermont Financial Advisors

Investment Tools

In the Media

Shelburne, VT Financial Advisor

Frank Koster | Josh Kruk | Keith McCarthy

5247 Shelburne Rd, Suite #101

Shelburne, VT 05482

(802) 777-9768

Stowe, VT Finanical Advisor

Available for meetings in Stowe.

Peter Egolf

(802) 999-2321

Burlington, VT Financial Advisor

Hans Smith | Katie Muttitt

Nancy Westbrook | Peter Egolf

77 College Street #3A

Burlington, VT 05401

(802) 503-8280

Darien, CT Financial Advisor

Available for meetings in Darien.

Keith McCarthy

(203) 554-9466

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