Market economies have delivered enormous returns to investors, yet many people have recognized only a fraction of them. A dominant reason, which the financial industry rarely publicizes, is fees. Quietly, in places that are hard to see and understand, fees grind away at your investments and diminish your wealth.
As your financial advisor, one of our primary goals is to drive down the fund expenses and other financial fees you pay. If you are paying 1% or more, and many people are, we believe you are paying too much, and the compounding drag on your net worth over time could be enormous.
Because we have taken no external financing, we have the freedom to price our services low without agitating our shareholders. Our objective is to operate a financial firm that provides excellent financial advice at the lowest cost possible for our clients.