Investing: What to Focus On

Don’t Watch the Market (and 5 Other Investing Tips)

Think Long-Term Investing

Investing is a way to put money into one or more types of investment vehicles and have it work for you while you are doing other things – like living your life. Ideally, that money grows over time, so that when you come back to it, it’s substantially larger than it was when you started investing. The best investment plan is one that minimizes your costs and maximizes your profit.

Mind Your Own Business...

In investing, you need to think of yourself as a business owner. Your investments make up your own business, and that business generates cash flow. In order to grow your business, you will need commitment, patience, and a vision of your goals. A successful business does not take off overnight, but over time it really can perform.

...Not the Market!

The financial markets will, by their very nature, fluctuate up and down. Much like human emotions, markets can be volatile, unstable, and unpredictable. At One Day In July, our financial advisors advocate keeping your eyes away from the markets and back on your life. We educate our clients to look at the big picture of investing, not the rapid day-to-day storms of financial news, stock tickers, or market-gazing.

Focus on What You Can Control

If you can’t control the markets, what can you control?

You can control cost. John Bogle, the founder of Vanguard, famously said, “In investing, you get what you don’t pay for.” He meant simply that investors often pay so much in fees that the cost of their investment over time makes them lose money, rather than earn.

You can control risk, through asset allocation and diversification of your portfolio. You can control your emotions. Emotions do not do great things for investors, and it helps to have an objective financial advisor who has your best interests in mind.

You can control your savings. How much and how often you save is as important as how much your investments earn.

At One Day In July, we believe that it’s important to focus on the right things – the part of our financial lives that we can control and positively impact – not obsess over the things we can’t.

Fees Matter

Every dollar you don’t pay to an active manager, you keep (and hopefully invest). If you are paying 1% or more of your assets under management to your financial advisor, we believe you are paying too much. It’s that simple.

How We Are Different
Low-fee index funds. Transparent & fiduciary financial advisors.
Local Financial Advisor
We are in your community We are local.
Investment Management
We tailor to each client. Index funds at the core.
Our Growth
Founded on a simple idea, growing fast.
Dan's Corner
Meaningful musings from our founder.
Fiduciary
Your best interests are our priority.
Low Fees
Our fees are among the lowest in the nation.
Financial Planner
Financial advisor optimizes your financial picture.
U.S. Treasury Bonds
Use Treasury Bonds to reduce risk.
Book Recommendations
Here are some of our favorites
Who We Serve
We work with clients nationwide from all financial backgrounds.
When Should I Invest?
Life transistions = important financial decisions.
Retirement: 401k and More
Retiring? Plan the future you want.
IRA Rollovers
401k Rollovers. IRA Rollovers
Active vs. Passive Investing
We believe there is a winner in this debate.
The Investment Process
How we work: low-cost index funds, personalized attention.
Simplicity
Simplicity is the ultimate sophistication.
Investing: What to Focus On
Low-fee index funds. fee-only advisor.
Switching Financial Advisors
Can be uncomfortable, but an important step.
Advisor Recruiting
We attract top-tier talent. Not your usual firm.
Basic Investing
Let's start with Investing 101.
Understanding Your Financial Statement
Let's break it down to basics.
Index Funds
Broad market exposure, low expense.
Behavioral Finance
Nudge vs. Sludge.
Advanced Investing
Let's geek out on stats and figures.
How Financial Firms Bill
Fee-based vs. fee-only, and lots more.
Who Supports Indexing?
Bogle, Swensen, Buffett, and others.
Transparency
One click to see our fees.
Mutual Funds vs ETFs
Clarifying the difference.
Does Stock Picking Work?
The resaerch says no.
Countering Arguments Against Index Funds
What happens in a down market?
Annuities
Lots of fees, little clarity.
How Do Mutual Funds Work?
Invest in the basket.
How to Relieve Financial Stress
New client? anxiety is normal.
Financial Terms Glossary
Common investment terms you should know.
Firm Comparison
One Day In July vs the competition.
Retired Investing
Retiring? Let us help.
Young Investors
Plant a seed, watch it grow.
High Net Worth Investors
Preserve and grow your wealth.
Investing an Inheritance
Prioritizing and planning for the future.
Widowed Investors
Managing money after a loss.
Female Investors
Your voice needs to be heard. We are listening.
For the Business Owner
Choosing what's best for your business.
Environmental Investing
Carbon intensity, fossil fuels.

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Shelburne, VT Financial Advisor

Frank Koster | Josh Kruk

5247 Shelburne Rd, Suite #101

Shelburne, VT 05482

(802) 777-9768

Stowe, VT Finanical Advisor

Available for meetings in Stowe.

Steve Schleupner

(301) 514-4499

Burlington, VT Financial Advisor

Hans Smith | Katie Muttitt | Nancy Westbrook

77 College Street #3A

Burlington, VT 05401

(802) 503-8280

Portsmouth, NH Financial Advisor

Paul Barry

4 Market Street, 2nd Floor

Portsmouth, NH 03801

(603) 531-3773

Frederick, MD Financial Advisor

Available for meetings in Frederick.

Steve Schleupner

(301) 514-4499


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