Environmental Investing

At One Day In July, we focus sustainable investing on the environment, recognizing the urgency of climate change and the tangible nature of the metrics available. We work to cut through the frenzied noise surrounding this growing field, while sticking to our basic principles: simplicity, low fees and personalized attention.

(802) 503-8280 • welcome@onedayinjuly.com

Drawing of five puzzle pieces

Portfolio


At One Day In July, we invest using low-cost, diversified index funds, an approach rooted in Nobel-Prize winning research and decades of empirical academic studies. This is sometimes called "passive" investing. Rather than attempting to outperform a given market index, passive strategies seek to replicate the return of the index by purchasing all or most of the stocks or bonds in that index. Five decades of research show that it is extremely difficult for actively managed strategies to beat the index over a long period of time.

As we evaluate environmental investing, we supplement our traditional criteria of cost, diversification, and liquidity with an analysis of a fund's exposure to companies that own fossil fuel reserves or are heavy carbon emitters. We seek to utilize funds that have either no exposure to these companies or much smaller exposure relative to traditional index funds.





Please enter a first name.
Please enter a last name.
Please enter an email address.
Please enter a ZIP code.
Please select an asset level.
1000 characters remaining
Please enter a message.
DIFFERENTIATORS
GETTING STARTED
MATERIALS
How We Are Different
Understanding Your Financial Statement
Investing with Low Cost Index Funds
Pay Yourself First
Articles by Dan Cunningham
Vermont Financial Planning
Investor Resources
Quarterly Booklets
What is a Fiduciary?
Financial Planning
Investment Tools
Financial Firm Comparison
The Investment Process
One Day In July in the Media
Local Financial Advisor
How to Switch Financial Advisors
Fee Calculator
Frequently Asked Questions
Types of Investors
Book Recommendations
Investment Advice for 2025
Square Mailers
SERVICES
Types of Accounts We Manage
Options for Self-Employed Retirement Plans
Manage an ESOP Distribution
What to do When Receiving a Pension
Investment Tax Strategy: Tax Loss Harvesting
Vermont Investment Management
How to Invest an Inheritance
Investment Tax Strategy: Tax Lot Optimization
Vermont Retirement Planning
How to Make the Best 401k Selections
Workplace Retirement Accounts
Vermont Wealth Management
How to Rollover a 401k to an IRA
Investing in Bennington, VT
Vermont Financial Advisors
Investing in Albany, NY
Investing in Saratoga Springs, NY
New Hampshire Financial Advisors
INVESTING THOUGHTS
Should I Try to Time the Stock Market?
Mutual Funds vs. ETFs
Inflation
The Cycle of Investor Emotion
Countering Arguments Against Index Funds
Annuities - Why We Don't Sell Them
Taxes on Investments
How Financial Firms Bill
Low Investment Fees
Retirement Planning
Investing in a Bear Market
Investing in Gold
Is Your Investment Advisor Worth One Percent?
Active vs. Passive Investing
Investment Risk vs. Investment Return
Who Supports Index Funds?
Investing Concepts
Does Stock Picking Work?
The Growth and Importance of Female Investors
Behavioral Economics
The Forward P/E Ratio
Donor-Advised Fund vs. Private Foundation
Saving Strategies
Thrift Savings Plans (TSPs)

Vergennes, VT Financial Advisors

206 Main Street, Suite 20

Vergennes, VT 05491

(802) 777-9768

Burlington, VT Financial Advisors

77 College Street, Suite 3A

Burlington, VT 05401

(802) 503-8280

Hanover, NH Financial Advisors

26 South Main Street, Suite 4

Hanover, NH 03755

(802) 341-0188

Rutland, VT Financial Advisors

734 E US Route 4, Suite 7

Rutland, VT 05701

(802) 829-6954

Middlebury, VT Financial Advisors

48 Main Street

Middlebury, VT 05753

(802) 829-6954

Montpelier, VT Financial Advisors

27 State Street, 2nd Floor

Montpelier, VT 05602

(802) 503-8280


v 2.4.102 | © One Day In July LLC. All Rights Reserved.