Advisor Careers


The Advisor Careers site is written by our Founder, Dan Cunningham.

Financial Advisors

This page focuses on Financial Advisor positions. Advisors are not employees – you are paid from your own Advisory business, though we provide a two-year stipend and much other support to get you started. We do not control your schedule or make day to day operating decisions for you. You will not have a sales completion quota. You do have to stay inside our regulatory framework.

Financial Advisors are required to hold a Series 65 securities license or equivalent. We have a training program for promising individuals who do not hold this license but would like to enter the financial industry.

Primarily we are looking to expand in southern New Hampshire, southern Vermont, western Massachusetts, and the Albany, NY region. However, if you reside elsewhere in the country and this seems attractive to you, we can discuss.

Potential Advisor applicants should also read the page about the One Day In July employee culture. One Day In July Careers


Entrepreneurship Matters.

Entrepreneurship is a long, French word, but don’t let that intimidate you. Don't let the idea intimidate you either! The control you gain over your own future is exhilarating. It can be very profitable - Musk and Gates didn’t get rich on their salaries, they got rich on the equity value of their businesses.

Owning a business in your community helps your community. Entrepreneurs garner inbound cash flow for local economies, raise standards of living, support other businesses, introduce creative ideas, fund other entrepreneurs, and give to non-profits.


It's not just small organizations declining.

We have observed an ongoing trend against personal autonomy in organizations. As bureaucratic layers pile up and large software systems attempt to measure everything (generally doing a poor job of it), people feel like common-sense, simple approaches are discarded. By giving you control over your own practice, you enjoy autonomy that is hard to find elsewhere.


Ownership Matters.

People switch jobs all the time. But it takes years to get really good at something so you can both provide competitive value and feel confident doing so. Long-term commitments and approaches deliver benefits to clients that call-center financial firms cannot match.

Think about the longer arc of your career – you want to end up owning something. We support this outlook. We think it is great for our clients, great for you, and great for us.


You decide how far you want to go.

You may reach a point in your business growth where you decide “I like what I have, I don’t want to grow anymore. I just want to take care of my existing clients.” Or you might say “I want to bring in partners and employees and grow a big business.” Both approaches, and many in between, are fine with us.


Entrepreneurship does not mean easy.

View the first three years in this role like a medical residency. To be successful you are going to have to be 100% committed. It is going to be a lot of work, and sometimes you’ll feel overwhelmed. You are going to have to take a lot of rejection. You need to be organized, and you need to absorb new information quickly.


It's easier when you have a competitive advantage.

One Day In July tries to win on three things at the same time: low prices for clients, superior investment and software products, and personal service from a long-time Advisor. It’s difficult to win on all three, but clients notice.


Why partner with us?

Successful entrepreneurs create strong partnerships. By building your business with us, we reduce or remove costly and time-consuming processes from your scope of responsibility. These include compliance, software construction, investment desk services, and marketing. In addition, we help with training and sales growth.


Financial industry experience not required.

You do not need experience in the financial industry to start a One Day In July Advisory business. There are other traits that matter more, and we focus there.


We will train you.

We will provide extensive initial and ongoing training in the financial services industry. And as experienced entrepreneurs, we will help you found and grow your business.



How We Are Different
Low-fee index funds. Transparent & fiduciary financial advisors.
Local Financial Advisor
We are in your community. We are local.
Investment Management
We tailor to each client. Index funds at the core.
Index Funds
Broad market exposure, low expense.
Dan's Corner
Meaningful musings from our founder.
Fiduciary
Your best interests are our priority.
Low Fees
Our fees are among the lowest in the nation.
Financial Planner
Financial advisor optimizes your financial picture.
U.S. Treasury Bonds
Use Treasury Bonds to reduce risk.
Book Recommendations
Here are some of our favorites.
Inflation
What is inflation, and what causes inflation.
When Should I Invest?
Life transitions = important financial decisions.
Retirement: 401k and More
Retiring? Plan the future you want.
IRA Rollovers
401k Rollovers. IRA Rollovers
Active vs. Passive Investing
We believe there is a winner in this debate.
The Investment Process
How we work: low-cost index funds, personalized attention.
Should I use a Donor-Advised Fund or a Private Foundation?
Compare the two across a variety of factors.
Investing: What to Focus On
Low-fee index funds. fee-only advisor.
Switching Financial Advisors
Can be uncomfortable, but an important step.
Advisor Recruiting
We attract top-tier talent. Not your usual firm.
Basic Investing
Let's start with Investing 101.
Understanding Your Financial Statement
Let's break it down to basics.
Taxes on Investments
What causes taxes within your investments?
Behavioral Economics
The less emotion, the better.
Timing the Market in 2020
2020 - a case study in the futility of market timing.
How Financial Firms Bill
Fee-based vs. fee-only, and lots more.
Who Supports Indexing?
Bogle, Swensen, Buffett, and others.
Transparency
One click to see our fees.
Mutual Funds vs ETFs
Clarifying the difference.
Does Stock Picking Work?
The research says no.
Countering Arguments Against Index Funds
What happens in a down market?
Annuities
Lots of fees, little clarity.
How Do Mutual Funds Work?
Invest in the basket.
How to Relieve Financial Stress
New client? anxiety is normal.
Financial Terms Glossary
Common investment terms you should know.
Firm Comparison
One Day In July vs the competition.
Retirement Investing
Retiring? Let us help.
Accounts We Manage
We manage a wide range of investment account types.
Pay Yourself First
Saving and Investing for the future.
Investing an Inheritance
Prioritizing and planning for the future.
Frequently Asked Questions
Good questions, real answers.
Women and Investing
Your voice needs to be heard. We are listening.
Types of Investors
Investing for nurses, teachers, business owners and more.
Environmental Investing
Carbon intensity, fossil fuels.

Locations

Vermont

Connecticut

United States

Services

Individuals

401k Plans

Institutions

Environmental

Account Types

Differentiators

Cash Flows

Low Fees

Fiduciary

Dedicated Advisor

Materials

Advisors: Join Us

Careers

Articles on Investing

About the Secure Act

Quarterly Booklets

Resources

Vermont Investment Management

Vermont Retirement Planning

Vermont Wealth Management

Vermont Financial Advisors

Investment Tools

In the Media

Shelburne, VT Financial Advisor

Frank Koster | Josh Kruk | Keith McCarthy

5247 Shelburne Rd, Suite #101

Shelburne, VT 05482

(802) 777-9768

Stowe, VT Finanical Advisor

Available for meetings in Stowe.

Peter Egolf

(802) 999-2321

Burlington, VT Financial Advisor

Hans Smith | Katie Bensel

Nancy Westbrook | Peter Egolf

77 College Street #3A

Burlington, VT 05401

(802) 503-8280

Darien, CT Financial Advisor

Available for meetings in Darien.

Keith McCarthy

(203) 554-9466

Rochester, VT Financial Advisor

Available for meetings in Rochester, VT and surrounding area.

Carrie McDonnell

(802) 767-7665


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