ESG Investing

5 FAQs on Socially Responsible Investing (ESG Investing)

ESG Investing, or "Environmental, Social, and Governance," is an investment method that focuses on socially responsible investing. ESG investing criteria are a way for investors to evaluate companies in which they may want to invest.

E is for Environment

Think of the ‘E’ as standing for ‘environment’ or ‘earth.’ A potential investor may research the company’s impact on the earth and environment (including climate change policies, greenhouse gas emissions, water-related issues, carbon footprint, Green products, and its relationship with the EPA). Is the company a true steward of the natural world?

S = Social

The "S" in ESG investing looks at the social component of companies and issues that affect employees, both within the company and out in the larger world. Items to watch for are employee treatment and benefits, working conditions, staff turnover, and the company’s public stance on social justice issues. This angle also examines the company’s business relationships.

G Means Governance

The governance component of ESG investing looks closely at the leadership of the company, including if stockholders can vote, executive pay, if the company uses transparent accounting methods, and whether they avoid conflicts of interest, political contributions, and engaging in any illegal practices.

Straight A's? Hard to Come By

No one company will pass all criteria tests with flying colors, so investors have to prioritize and focus on what is most important to them. There are challenges and complexities of ESG investing, so considering all options may be important, such as charitable giving to organizations that you care deeply about and in which you may see a more palpable result.

Yes, Our Financial Advisors Will Work with You on ESG Investing

One Day In July financial advisors will work with you to clarify and simplify your investment plan. If ESG investing is a priority for you, we will discuss your options and help you make the best decisions for both your wallet and your values.

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