Retirement Planning

How Much Money Do I Need to Retire?

Simplifying Your 401(k)

Planning for retirement can be a confusing and daunting process. Prospective clients ask us questions about how much money they will need, how much they can grow their money while still working, and the best ways to save for retirement. At One Day In July, we focus on helping you make the best retirement savings and investment choices for you and your family as you move forward with your financial goals. We offer a comprehensive and competitive set of retirement plan options.

We Will Come To You

People interested in coming on board often worry about how they will convert their 401(k) and 403(b) accounts. Your One Day In July financial advisor will come to your place of employment and walk you through your conversion. This service is also available over the phone, or via Zoom.

Business Owners and Retirement

If you are a business owner, we understand that you may be completely overwhelmed, and your to-do list may be overflowing. Your One Day In July financial advisor will simplify and clarify the retirement plans and options that you are offering your employees, without a lot of work on your part. Let us take this one very important thing off your plate!

Saving for Retirement

Much of your returns come from your savings and employer contributions. It’s important to start saving today in the right plan for you. Many Americans are not saving enough for retirement (some are not saving anything at all), and we understand how critical this step is for your future. As fiduciaries, we work at all times in your best interest; we will not cross-sell you other products.

Stay the Course in Market Volatility

Focusing on the whole picture is always our philosophy, and retirement is no exception to this rule, even in the face of anxiety over the markets or your future. As Warren Buffett said: “Someone’s sitting in the shade today because someone planted a tree a long time ago.”1 It’s natural that investors get optimistic about growth and worry during a drought, or want to rush the expected returns of long-term plans. But a tree takes years to grow, and it’s important to remember to stay the course through the ups and downs of both the bountiful and the drier seasons of the market.

Questions? Please feel free to reach out and contact a One Day In July financial advisor to discuss retirement options.

1Source: Forbes, 10/4/18

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Shelburne, VT Financial Advisor

Frank Koster | Josh Kruk

145 Pine Haven Shores Road, Suite 2212

Shelburne, VT 05482

(802) 777-9768

Stowe, VT Finanical Advisor

Available for meetings in Stowe.

Peter Egolf

(802) 999-2321

Burlington, VT Financial Advisor

Hans Smith | Katie Bensel

Nancy Westbrook | Peter Egolf

Adam Roof

77 College Street #3A

Burlington, VT 05401

(802) 503-8280

Essex, CT Office

Keith McCarthy

5 Essex Square, Suite 3A

Essex, CT 06426

(860) 581-7011

Rochester, VT Financial Advisor

Available for meetings in Rochester, VT and surrounding area.

Carrie McDonnell

(802) 767-7665


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