Efficiency. Simplicity. Transparency. My goal is to help you design a financial plan that leads you to maximize your financial goals without the complexity, jargon, and pressure customary in the financial industry.
There are many options to maximize your wealth, whether you are: a new investor, saving for a long-term goal, changing jobs, operating a business, selling a business, entering retirement, need a power of attorney, assessing how to transfer generational wealth, or the recipient of an inheritance.
Wealth builds through diligence and self-control. Sustaining and fostering this growth is possible with the use of diversified index funds and a low-fee fiduciary, who puts your interests first. What is your existing broker or advisor costing you?
Ignore financial noise. Aim for average (buy the market), and you will have the opportunity to see above-average returns. Avoid the fees, taxes, and hidden costs that will erode gains, and subsequently, your wealth. With a decade of investing experience, I look forward to assisting you in your journey towards reaching your financial goals.
Seize the opportunity to optimize your future. If you know a family member, friend, colleague, or local organization who could use our services, please do us both a favor and put us in touch!
My fascination with the natural world and desire to avoid student debt led me to Canada, where I completed a Bachelor of Science at Queen's University. Upon graduating, I moved to Montpelier, Vermont, to work as an environmental consultant for the Johnson Company. For nearly four years, I worked with corporations, law firms, and state/federal governments to investigate potential environmental liabilities to optimize solutions to minimize risk and maximize financial return. I loved taking intangible problems and creating tangible solutions. During this time, I read the book "How a Second Grader Beats Wall Street," which introduced me to index investing and the methods by which one can avoid the unrelenting pitfalls of the financial industry.
Four years ago, I had the opportunity to act as an estate executor. The challenge of piecing together the financial puzzle of cash flows, developing financial strategies, managing investments, and understanding taxes was fascinating to me. This experience influenced me to pursue additional schooling to learn how to leverage business and finance for the positive change I wanted to see in the world.
I returned to Canada to obtain a Master's in Business Administration with a concentration in Sustainability at the University of Toronto. My studies focused on entrepreneurship, sustainability and social impact. I consulted for a scientific technology startup and not-for-profits, researched corporate gender diversity policies, and studied behavioral economics.
I subsequently joined the City of Burlington, Vermont, to develop an asset management program for the City's $500M of capital assets. The goal was to design a strategy and foundation to maximize the financial return of the City's infrastructure investments. This role also introduced me to the fact that employees are often subject to fees and a lack of sufficient options in retirement plans, irrespective of whether it is a 401(k), 403(b), 457(b), or pension.
I grew up in Wayne, Pennsylvania; a suburb of Philadelphia. I spent summers at my grandparents between Vergennes and Middlebury, assisting them with their small silkscreen art business. As teachers who lived through the Great Depression and World War II, they demonstrated that wealth could be accumulated through disciplined saving and investing, irrespective of your career. They cultivated my love for Vermont, including the focus on the environment, health, and the outdoors. Since childhood, I have sought out creative solutions to build and sustain wealth.
My personal life mirrors my work. I am fascinated by efficiency, optimization, and the natural world. I take full advantage of what every season offers. In warmer months, I mountain bike, kayak, hike and run. In the winter I downhill ski at Sugarbush, XC ski, snowshoe, and ice skate.
Most evenings you will find me watching Philadelphia Flyers hockey, reading about the latest in technology, modifying my home audio setup for sound quality, or walking my German Shepherd around the neighborhood.
I am a resident of the Five Sisters neighborhood in Burlington, but spend time in Middlebury, Waitsfield, Montpelier, and much of the rest of Vermont. I prefer to meet clients where it is most convenient and comfortable for them. As of now - phone, FaceTime, Google Hangouts, or Zoom are all viable options.