Katie Bensel, Vermont Financial Advisor

katie@onedayinjuly.com | (203) 645-4122




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Investing does not have to be complicated. As a financial advisor, I want to help clients gain knowledge and be in control of their finances.


College and Career

I moved to Vermont from my home state of Connecticut and quickly fell in love with the natural beauty and passion for outdoor activities that is so apparent here. I received my bachelor's degree from Roger Williams University, where I studied psychology and business management. Following my undergraduate career, I completed my graduate degree in experimental psychology from Villanova University. I have always had a passion for research, analytics, and understanding behavior, which are all important components of finance.


Investing Thoughts

Emotions can drive behavior and decision making. In investing, it is important to understand this connection in order to help reduce behavior-based investment errors. By blending my passion for psychology with my passion for finance and analytics, I hope to help investors work through their investment-related emotions to best take control of their finances and minimize behavioral error.


Areas of Focus

Prior to becoming a financial advisor, I worked as a student affairs professional at multiple universities. This experience, as well as my own higher education journey, fostered a passion for helping clients plan for their families' higher education goals. I earned my Certified College Financial Consultant (CCFC) designation through the American Institute of Certified College Financial Consultants (AICCFC) to better assist clients in developing financial strategies to achieve these goals.

As a female financial advisor, I am excited to have the opportunity to work with and for women to achieve personal financial goals and overall financial success.


More About Katie

While in graduate school Katie developed a huge passion for running. Since then, she has completed two marathons, three half marathons, and countless "smaller" races, including Philadelphia's famous Blue Cross Broad Street 10-mile Run. She is excited at the opportunity to embrace the running culture of Vermont and participate in the Vermont City Marathon in 2023.

Since moving to Vermont, Katie has prioritized getting involved with her local community. She quickly joined the Junior League of Champlain Valley, taking an active role in support of JLCV's Diaper Bank, which provides diapers for individuals who need them across Vermont.

The Art of Doing Nothing

Many of us can relate to the fact that it is human nature to desire instant gratification. There is a thrill to making money quickly.

Planning for College

The key to saving for any financial goal is to start early. This includes saving for college.

Potential Tax Benefits of a 529

Funding and utilizing a 529 college savings plan may result a few different tax benefits.

Can I use my 529 College Savings Plan for Off-Campus Housing?

Off-campus student housing may be considered a qualified educational expense for 529 College Savings Plans if the amount utilized remains equal to or below the college’s room and board estimate for that academic year.

Avoiding Action Bias Investment Mistakes Through Patience and Planning

We would like to believe that economic decision making is based solely on rational thinking. However, it has been found that up to 70% of economic decision making is emotional and only 30% is rational.1

What is a 529 College Savings Plan?

529 College Savings Plans are savings vehicles designed to allow individuals/families to save for qualified higher education expenses in a tax-advantaged manner.

What are my Options for Funding a 529 College Savings Plan?

While there are no limits to how many individuals you establish 529 college savings plans for, there are annual contribution limits for each recipient

Female Financial Advisors

Women in the United States control more than $10 trillion of total U.S. household assets1, yet less than 20% of the industry's financial advisors identify as women2.

Self-Employment Retirement Plan Options

Self-employed individuals are in a unique position when saving for retirement. Instead of being limited to the retirement plan options offered by their employers, self-employed individuals take that decision into their own hands.

Financial Terms Glossary

Important terms every investor should know.

Vermont Investment Management

We are independent financial advisors in our decision making, and we do not cross-sell other financial products.

Fiduciary Financial Advisor

A fiduciary financial advisor is a person who holds a legal or ethical relationship of trust with their client. As fiduciaries, we are required to act in your best interest.

Index Fund Investing

When you buy an index fund, you buy all the companies in the index it tracks, all at once, in one simple transaction and your financial returns replicate closely those of the market the index tracks.

Education
Roger Williams University
Villanova University
Hometown
Orange, Connecticut
Where I live now
Williston, Vermont

Katie Bensel, Vermont Financial Advisor

katie@onedayinjuly.com | (203) 645-4122

Investing does not have to be complicated. As a financial advisor, I want to help clients gain knowledge and be in control of their finances.


College and Career

I moved to Vermont from my home state of Connecticut and quickly fell in love with the natural beauty and passion for outdoor activities that is so apparent here. I received my bachelor's degree from Roger Williams University, where I studied psychology and business management. Following my undergraduate career, I completed my graduate degree in experimental psychology from Villanova University. I have always had a passion for research, analytics, and understanding behavior, which are all important components of finance.


Investing Thoughts

Emotions can drive behavior and decision making. In investing, it is important to understand this connection in order to help reduce behavior-based investment errors. By blending my passion for psychology with my passion for finance and analytics, I hope to help investors work through their investment-related emotions to best take control of their finances and minimize behavioral error.


Areas of Focus

Prior to becoming a financial advisor, I worked as a student affairs professional at multiple universities. This experience, as well as my own higher education journey, fostered a passion for helping clients plan for their families' higher education goals. I earned my Certified College Financial Consultant (CCFC) designation through the American Institute of Certified College Financial Consultants (AICCFC) to better assist clients in developing financial strategies to achieve these goals.

As a female financial advisor, I am excited to have the opportunity to work with and for women to achieve personal financial goals and overall financial success.


More About Katie

While in graduate school Katie developed a huge passion for running. Since then, she has completed two marathons, three half marathons, and countless "smaller" races, including Philadelphia's famous Blue Cross Broad Street 10-mile Run. She is excited at the opportunity to embrace the running culture of Vermont and participate in the Vermont City Marathon in 2023.

Since moving to Vermont, Katie has prioritized getting involved with her local community. She quickly joined the Junior League of Champlain Valley, taking an active role in support of JLCV's Diaper Bank, which provides diapers for individuals who need them across Vermont.


How We Are Different
Low-fee index funds. Transparent & fiduciary financial advisors.
Local Financial Advisor
We are in your community. We are local.
Investment Management
We tailor to each client. Index funds at the core.
Index Funds
Broad market exposure, low expense.
Dan's Corner
Meaningful musings from our founder.
Fiduciary
Your best interests are our priority.
Low Fees
Our fees are among the lowest in the nation.
Financial Planner
Financial advisor optimizes your financial picture.
U.S. Treasury Bonds
Use Treasury Bonds to reduce risk.
Book Recommendations
Here are some of our favorites.
Inflation
What is inflation, and what causes inflation.
When Should I Invest?
Life transitions = important financial decisions.
Retirement: 401k and More
Retiring? Plan the future you want.
IRA Rollovers
401k Rollovers. IRA Rollovers
Active vs. Passive Investing
We believe there is a winner in this debate.
The Investment Process
How we work: low-cost index funds, personalized attention.
Should I use a Donor-Advised Fund or a Private Foundation?
Compare the two across a variety of factors.
Investing: What to Focus On
Low-fee index funds. fee-only advisor.
Switching Financial Advisors
Can be uncomfortable, but an important step.
Advisor Recruiting
We attract top-tier talent. Not your usual firm.
Basic Investing
Let's start with Investing 101.
Understanding Your Financial Statement
Let's break it down to basics.
Taxes on Investments
What causes taxes within your investments?
Behavioral Economics
The less emotion, the better.
Timing the Market in 2020
2020 - a case study in the futility of market timing.
How Financial Firms Bill
Fee-based vs. fee-only, and lots more.
Who Supports Indexing?
Bogle, Swensen, Buffett, and others.
Transparency
One click to see our fees.
Mutual Funds vs ETFs
Clarifying the difference.
Does Stock Picking Work?
The research says no.
Countering Arguments Against Index Funds
What happens in a down market?
Annuities
Lots of fees, little clarity.
How Do Mutual Funds Work?
Invest in the basket.
How to Relieve Financial Stress
New client? anxiety is normal.
Financial Terms Glossary
Common investment terms you should know.
Firm Comparison
One Day In July vs the competition.
Retirement Investing
Retiring? Let us help.
Accounts We Manage
We manage a wide range of investment account types.
Pay Yourself First
Saving and Investing for the future.
Investing an Inheritance
Prioritizing and planning for the future.
Frequently Asked Questions
Good questions, real answers.
Women and Investing
Your voice needs to be heard. We are listening.
Types of Investors
Investing for nurses, teachers, business owners and more.
Environmental Investing
Carbon intensity, fossil fuels.

Locations

Vermont

Connecticut

United States

Services

Individuals

401k Plans

Institutions

Environmental

Account Types

Differentiators

Cash Flows

Low Fees

Fiduciary

Dedicated Advisor

Materials

Advisors: Join Us

Careers

Articles on Investing

About the Secure Act

Quarterly Booklets

Resources

Vermont Investment Management

Vermont Retirement Planning

Vermont Wealth Management

Vermont Financial Advisors

Investment Tools

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