Risk Management


At Shelburne Fiduciary Partners, our goal is to identify, monitor, and manage the risks in our clients' portfolios. Calibrating and understanding the drivers of potential downside risk is a critical element of this process. Diversification and liquidity are also significant factors in controlling risk.

We utilize our fixed-income allocation to dampen volatility and provide an element of stability in down equity markets. Therefore, we generally emphasize fixed-income risk that is negatively correlated with the stock market and avoid the most credit-sensitive areas.

We believe having a long-term focus and well-defined risk parameters can help prevent behavioral errors, including excessive market timing.



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Risk Management
Identify, monitor, and manage risk.
Index Funds
Broad market exposure, low expense.
Accounts We Manage
We manage a wide variety of accounts.
Our Fees
Consistently low fees.
Environmental Investing
Focused, sustainable investing options.
Environmental Articles
Sustainable, environmental insights by financial advisor Josh Kruk.
Philosophy
Prioritizing and planning for the future.
Mutual Funds vs ETFs
Clarifying the difference.
Frequently Asked Questions
Good questions, real answers.
Portfolio Construction
Construction & strategy
Timing the Market in 2020
2020 - a case study in the futility of market timing.
Active vs Passive Investing
We believe there is a winner in this debate.

Shelburne, VT Financial Advisor

Frank Koster | Josh Kruk | Keith McCarthy

5247 Shelburne Rd, Suite #101

Shelburne, VT 05482

(802) 777-9768

Darien, CT Financial Advisor

Available for meetings in Darien.

Keith McCarthy

(203) 554-9466


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