Hans Smith

(802) 324-6469hans@onedayinjuly.com

I enjoy teaching clients the value of low-cost asset class diversification. Every investment position in a portfolio should serve a purpose, and that purpose should not be to benefit your broker.

Set up a free consultation today.

Set up a free consultation today.



77 College Street
Burlington, VT 05401



Growing Up & Today

I am a proud native Vermonter, and I’ve stayed close to my roots. I grew up in the Champlain Islands and now am raising a family with my wife in Shelburne, VT. We enjoy the abundance of outdoor activities this fine state has to offer in all four seasons. Boating, hiking, soccer, skiing, and men’s league softball are a few of my favorite activities, and I’m looking forward to experiencing all of these with our son (he’s the little guy on the left) in the years to come.

College & Early Career

In 2003, I graduated from the University of Vermont where I studied Economics and Business. I was raised in a family of aviators and engineers, so the urge to take to the skies led me to pursue a career in corporate aviation. I enjoyed flying a variety of jets and turboprops for various companies before transitioning into my current investment advisory role at One Day In July.

Investing has always been a passion and of great personal interest to me. I feel fortunate to have studied the works of visionaries Benjamin Graham, Warren Buffet, Peter Lynch, and Jack Bogle. All four stress the value of low-cost investing, and the unpredictable nature of financial markets.

I later realized that the investment industry was in need of a serious change, and I wanted to be a part of the solution. I believe the mathematics behind indexing are simply inarguable.

Investing Thoughts

  1. Remember that the stock market often tends to transfer money from those with outsized egos, impatience, and unchecked emotions to those that have a properly allocated indexing strategy patiently executed.
  2. Automate your savings and investing. Establish recurring transfers, moving a portion of every paycheck not only into your 401k, but also into investment accounts designed to serve the medium and shorter term. There can be no investment without savings.
  3. Tune out the noise. Wall Street was screaming "buy" at the peak of the tech bubble and CNBC was airing "markets in turmoil" specials during recent buying opportunities.




77 College Street
Burlington, VT 05401

How We Are Different
Low-fee index funds. Transparent & fiduciary financial advisors.
Local Financial Advisor
We are in your community. We are local.
Investment Management
We tailor to each client. Index funds at the core.
Index Funds
Broad market exposure, low expense.
Dan's Corner
Meaningful musings from our founder.
Fiduciary
Your best interests are our priority.
Low Fees
Our fees are among the lowest in the nation.
Financial Planner
Financial advisor optimizes your financial picture.
U.S. Treasury Bonds
Use Treasury Bonds to reduce risk.
Investor Resources
Helpful tools to get you started.
Inflation
What is inflation, and what causes inflation.
When Should I Invest?
Life transitions = important financial decisions.
Retirement: 401k and More
Retiring? Plan the future you want.
IRA Rollovers
401k Rollovers. IRA Rollovers
Active vs. Passive Investing
We believe there is a winner in this debate.
The Investment Process
How we work: low-cost index funds, personalized attention.
Should I use a Donor-Advised Fund or a Private Foundation?
Compare the two across a variety of factors.
Investing: What to Focus On
Low-fee index funds. fee-only advisor.
Switching Financial Advisors
Can be uncomfortable, but an important step.
Advisor Recruiting
We attract top-tier talent. Not your usual firm.
Basic Investing
Let's start with Investing 101.
Understanding Your Financial Statement
Let's break it down to basics.
Taxes on Investments
What causes taxes within your investments?
Behavioral Economics
The less emotion, the better.
Timing the Market in 2020
2020 - a case study in the futility of market timing.
How Financial Firms Bill
Fee-based vs. fee-only, and lots more.
Who Supports Indexing?
Bogle, Swensen, Buffett, and others.
Transparency
One click to see our fees.
Mutual Funds vs ETFs
Clarifying the difference.
Does Stock Picking Work?
The research says no.
Countering Arguments Against Index Funds
What happens in a down market?
Annuities
Lots of fees, little clarity.
How Do Mutual Funds Work?
Invest in the basket.
How to Relieve Financial Stress
New client? anxiety is normal.
Investing in Gold
Is gold a good investment?
Firm Comparison
One Day In July vs the competition.
Retirement Investing
Retiring? Let us help.
Accounts We Manage
We manage a wide range of investment account types.
Pay Yourself First
Saving and Investing for the future.
Investing an Inheritance
Prioritizing and planning for the future.
Frequently Asked Questions
Good questions, real answers.
Women and Investing
Your voice needs to be heard. We are listening.
Types of Investors
Investing for nurses, teachers, business owners and more.
Environmental Investing
Carbon intensity, fossil fuels.

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